Cards We Actually Use

These are cards we personally use — not a paid list.

Every family’s setup is different. These are the cards that fit ours and the jobs we ask each one to do.

Everyday Family Spending (Groceries & Gas)

Grocery & gas workhorse

The one that earns in the categories our family hits every single week.

Grocery & gas workhorse

The one that earns in the categories our family hits every single week.

Household backup

A simple everyday card for the spending that doesn’t fit neatly in a bonus category.

Household backup

A simple everyday card for the spending that doesn’t fit neatly in a bonus category.

Family Travel

Flight fund favorite

The card we prioritize when the goal is getting the whole crew in the air.

Flight fund favorite

The card we prioritize when the goal is getting the whole crew in the air.

Hotel night helper

A practical way we stretch points further once we’re already at the destination.

Hotel night helper

A practical way we stretch points further once we’re already at the destination.

Beginner-Friendly First Card

The low-stress first move

Easy to understand, useful from day one, and a great way to start learning points without overthinking it.

Points with Cobb

Affiliate disclosure: Some links are affiliate links. I may earn a commission at no cost to you, and I only recommend cards we actually use.